FREE Checking: Simple and easy to understand. No minimum balance, no monthly service fee, no worries  

FREE Digital Services: Credit Score and Report Review, Snap Deposit, External Transfers, Money Manager, Secure Chat, GreenPath Financial Wellness, Bill Pay, Member to Member Transfers, eStatements, Account Inquiries & Transfers

Just FREE: ACH Origination, Debit Card Transactions & Purchases, Direct Deposit, Incoming Wire Transfers, and oh yes, friendly faces with great service

Checking Account FREE
Credit Score and Report FREE
 Financial Counseling FREE
External Transfers FREE
  Member-to-Member Transfers FREE
eStatements FREE
Bill Pay FREE
Money Desktop Tool FREE
Account Inquiries and Transfers FREE
Check Copies FREE
Debit Card Transactions & Purchases FREE
Direct Deposit FREE
Incoming Wire Transfers FREE
Account Closure (within 2 months of opening) $20.00 per account
Automatic Overdraft from Savings $5.00 per transfer
Bad Address $5.00 per month/per account
Check Copy $2.00 per copy
Duplicate or Interim Statement $5.00 per statement
Escheat Fee $50.00
Inactive Account Fee - charged after 365 days of inactivity and average monthly balance less than $500. Waived for members younger than 21 or older than 65. $5.00 per month
Levy/Garnishment Processing $30.00 per item
Non-HSFCU ATM Withdrawal $1.50 per transaction
Overdraft/Non-Sufficient Funds/Uncollected Funds $30.00 each
Paper Statement Fee – waived for members younger than 21 or older than 65 (eStatements are FREE) $2.75 per month
Record Research (per hour) $25.00
Reg. D - Excessive Savings Transaction Fee $5.00 per occurence
Reloadable Visa® Card $10.00 per card purchase/$4.95 per reload
Replacement of lost or stolen debit or credit card $10.00 per card
Returned deposited item or loan payment $10.00 per item
Rush delivery fee $15.00
Savings Minimum Balance $5.00 per month if savings balance goes below $50.00
Second Loan Subordination $250.00
Special Collection Item $30.00 per item
Stop Payment $30.00 per request
Treasurer's Check $5.00 per check
Visa® Gift Card $4.95 per card
Wire Transfer (outgoing - domestic) $15.00 per transfer
Wire Transfer (outgoing - international) $50.00 per transfer