Pulse Payment Protection | Healthcare FCU

Life can be wonderful. But it can also get complicated when unexpected things happen. Pulse Payment Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.

Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances. Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply.

IN THE EVENT OF…	DEATH	DISABILITY	INVOLUNTARY UNEMPLOYMENT
WHAT HAPPENS…	Protected borrower passes away	A covered disability occurs due to injury or illness	A covered job loss occurs
PULSE PAYMENT CANCELS THIS…up to the contract maximums	Your payments or loan balance	Your loan payments	Your loan payments
YOU MAY BE ELIGIBLE IF YOU…	Have an eligible loan	Are a permanent employee who is actively working	Are a permanent employee who is actively working

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus.