Features and Benefits
- Guaranteed fixed-term dividends
- Terms from 6 to 60 months
- Bump-Up Option*
- Add-Up Option**
- $1,000 minimum opening balance
- Funds are federally insured by the NCUA
Use this calculator to examine the benefits of investing in a series of certificates with different maturities, also called a Certificate Ladder.
Do you like keeping tabs on interest rates and following the markets? If so, a “Bump-Up” Certificate might be the right choice for you. A Bump-Up Certificate offers a one-time option to increase the interest rate on your certificate (36-month term or longer) to the current published equivalent term rate.
Do you wish you could earn more money to your certificate? The “Add-Up” option lets you make additional contributions while maintaining your fixed dividend rate. The Add-Up-Option is available for certificates that are 12 months or longer; you must add a minimum of $500 and this option is limited to two (2) times per certificate.