0% for 15 Months _Balance Transfer


You've earned a break from high-interest debt. Transfer balances from other credit cards or loans and start saving today.

  • 0% APR on transferred balances for 15 months

  • There is a 3% balance transfer fee for each transfer

  • Any unpaid balance after 15 months goes back to your standard low rate


Existing Healthcare FCU credit cardholders can request a balance transfer by filling out this form.

Input the last 4 digits of your Healthcare Systems FCU Credit Card

How much are we paying off with this 0% Promo?


Disclosure:  Promotion valid from 2/1/2022 through 3/31/2022 for qualifying cardholders. 0.00% promotional rate is valid through 5/1/2023 on transfers made between 2/1/2022 through 3/31/2022. 


There is a balance transfer fee of 3% of the amount of each transfer. Balance transfers do not earn rewards. You may only transfer balances up to the amount of your credit limit. You may only transfer balances from loans or cards not issued by Healthcare Systems FCU.


*I/We authorize Healthcare Systems FCU to pay-off the accounts listed above with proceeds from my Healthcare Systems FCU Platinum Rewards VISA account. A balance transfer is considered a cash advance and not a purchase. There is no grace period, and interest begins to accrue on the balance as soon as it is transferred to your Healthcare Systems FCU Platinum Rewards VISA. I/We understand that any finance charges and outstanding balances incurred after these pay-offs will be my/our responsibility.