HeadStart Savings Accounts

It’s never too early give your kids a HeadStart on learning how save money. Whether it’s saving their allowance or showing them how to save for that toy or tablet—this account will help teach them the importance of saving.


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  • HeadStart Accounts earn 2% APY on balances up to $5001
  • For kids under the age of 172
  • No monthly fees3
  • Work together to make savings plan and watch their savings grow.

Deposit $50 into a HeadStart account and we’ll give them a $5* bonus when they make a deposit of $50 more each month.


*One bonus $5 deposit per month per new membership account for new members only. $5 bonus will be deposited into the primary share savings account. Maximum bonus amount is $60 per year. Gift Certificate must be presented each month in order to receive the bonus.

Rates at a Glance View All

Rates as high as 0.50% APY*

Fixed Rates as low as 4.43% APR*

Fixed Rates as low as 4.43% APR*

Rates as low as 4.75% APR*

* APY = Annual Percentage Yield
* APR = Annual Percentage Rate

1The rate applies to balances up to $500. For any amount over $500 our current Share Savings rate will apply.
2To open a HeadStart Account, the primary must be 17 years of age or younger. For minors under the age of 13, we require a parent or legal guardian as a joint owner on the accounts. Limit one Jump Start Savings Account per minor.
3$5 fee applies after six electronic withdrawals from account per calendar month, including online transfers, ATM and point-of-sale transactions



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